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What Does Gap Insurance Cover?

Insurance Agent Examining Car After Accident

Purchasing a new vehicle can be a tiring experience due to all the insurance options you have to choose between. Therefore, you might be wondering “what does gap insurance do?” Gap insurance covers the difference between how much you owe on your vehicle, and its cash value if you get in an accident. If you get in an accident while out on the Woodinville roads, this could save you a significant amount of cash. Learn more about gap insurance with the experts at Honda of Kirkland! For more information, feel free to contact us anytime! 

What Does Gap Insurance Do?

So, if you’re asking yourself, “what does gap insurance do?”, it’s to protect against a total loss in the event of an accident around Woodinville. However, it’s important to know exactly what it covers, as proper and bodily injuries are not included in a gap insurance plan. However, they are likely included in your overall insurance plan. Let’s take a look at exactly what is covered with gap insurance:

Gap Insurance Covers:

  • Theft
  • Fire
  • Vandalism
  • Accident
  • Acts of nature (tornado, hurricane, flood, etc.)

Gap Insurance Does NOT Cover:

  • Deductible (some policies allow this)
  • Engine failures and other mechanical issues
  • Death
  • Extended warranties

Is Gap Insurance Worth It?

So, now that we’ve answered “what does gap insurance do?”, you might be wondering if it’s really worth it. Although it is not required by law to operate a motor vehicle, it can provide you with some added confidence knowing that you’re covered, regardless of what the Kirkland roads might throw at you. If you’re still unsure whether you should get gap insurance, you can meet with our finance center to discuss your options.

Learn More About Insurance Plans at Honda of Kirkland

Now that you know the answer to “what does gap insurance cover?”, stop by Honda of Kirkland to learn more! You can email our finance center and they will work with you to personalize your coverage around Seattle! If you’re interested in purchasing a new vehicle from us, you can even apply for financing online!


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