Menu

Get Directions

12420 NE 85th St, Kirkland, WA, 98033

Can You Finance a Car with No Credit?

Hands Doing Calculations with Calculator

 

Do you need a new car but you either don’t have a credit score or it’s low? You’re probably wondering if you’d be able to do a bad credit car finance and if it’s possible to do so. You actually can! However, there are a few more steps to the process than if you had an established credit report. Let’s take a closer look at financing a car with bad credit with Honda of Kirkland today! For more information, feel free to contact us anytime!

 

Financing with Bad or Even No Credit

If you’re looking into financing a car with no credit or bad credit, your initial down payment will costs you a lot more, and your interest rates will be high, resulting in paying more each month. Check out these tips for financing a car with bad credit below:

You Could Certainly Be Approved

When financing a car with no credit history, you might feel that one financing option is the best, however, it’s important to ask your Woodinville finance center any questions you might have throughout the process.

Improve Your Credit Score

If possible, improving your credit score is a viable option. You could begin a payment plan to take care of any debts that are outstanding. Another great strategy is to pay for small items on your credit card, and pay them off immediately.

Apply for Loans the Smart Way

When you apply for a bad credit car finance, your credit score could decrease. Therefore, it’s critical to apply to each lender within 14 days to limit any damage to your credit score.

Don’t Accept Just Any Offer

It’s important to not just take the first offer you’re given, as dealerships such as Honda of Kirkland go through various different lenders, so there is a very good chance you could get a lower interest rate.

Be Prepared for Higher Costs

You could be paying higher interest rates and have to put down a larger down payment if you have bad credit. Therefore, it’s important to factor this into your overall budget.

Visit The Honda of Kirkland Finance Center Today!

Now that you know more about financing a car with no credit, come stop by the Honda of Kirkland finance center if you have any questions! You can apply for financing, and even take advantage of our new vehicle specials to save on your next car near Seattle and Kirkland!

 

More from Honda of Kirkland

  • 2023 Honda Civic Type R Specifications

    If you appreciate the seamless ride and features that come along with Honda’s signature sedan like the Honda Civic, then you can elevate to a sportier option with the new upcoming 2023 Honda Civic Type R. While a 2023 Civic Type R release date has yet to be announced, there are a few exciting tidbits…

  • 2024 Honda Prologue Preview

    Many drivers have opted to upgrade to a more fuel-efficient ride for their Redmond commute, and there’s sure to be a new contender at the top of your list with the release of the anticipated new 2024 Honda Prologue EV. This all-electric Honda SUV provides the enhanced fuel savings you’re looking for in a sportier…

  • 2022 Honda CR-V Interior

    The Honda CR-V has had stellar consumer popularity over the years. This is due in part to its practical interior, but also the amazing amenities. We’ll let you guess which category the new 2022 Honda CR-V falls into, at least for all of us here at Honda of Kirkland. When you are looking to determine whether the…

Search
Contact
Glovebox
Search
Contact Us
Glovebox
Honda of Kirkland 47.6798067, -122.1753462.