Yes, you can make a used car even more affordable by financing it! Just like you can with a new car, you can apply for a loan to finance a used car. If you’re looking for the lowest possible monthly car payment, you’re probably wondering how long can you finance a used car. Most used car loan terms range from 60 to 72 months.
Of course, there are several points that Redmond buyers should keep in mind. First, the longer the loan term, the more interest will be owed overall. Also, some banks restrict used car financing to vehicles that meet specific requirements. Ready to get started? This guide from the Honda of Kirkland finance team covers what you should know about how to finance a used car in detail.
How many years can you finance a used car at a maximum? There aren’t any official limits when it comes to the length of your used car loan term, but different lenders may set their own restrictions. Some may even have policies that don’t allow buyers to finance used vehicles that have more than 100,000 miles on the odometer or that are more than seven years old.
That said, you shouldn’t worry about not being able to find a used car loan length that’s sufficiently long. Honda of Kirkland has relationships with a wide range of Woodinville-area lenders, and our experts are here to help you find a lender that can work with your needs!
Even if you can finance a car for a longer term, you may want to consider a shorter loan length. As long as you can comfortably pay the amount each month, doing so has significant benefits and can save you money in the long run.
can you finance a used car – how to finance a used car – how long can you finance a used car – how many years can you finance a used car? A longer loan term comes with benefits like a lower monthly payment, while possible drawbacks include paying more in overall interest.
Honda of Kirkland is the Seattle area’s go-to dealership for affordable used cars. Check out our current used vehicle specials, and don’t hesitate to reach out if you have any further questions about how to finance a used car with us—we’re here to help!
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